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spousal carveouts and surcharges creativebenefitsllc employer adopting spousal carve out or surcharge language in a plan for example the wisconsin supreme court ruled that a spousal carve out provision spousal healthcare coverage through carve outs shrm cash offers in lieu of spousal coverage average $1 481 and an average of 18 percent of employees with eligible spouses opt for these payments employers that are interested in moving ahead with a full carve out should carefully frame this move “explain the economic impact ” suggested winkler
 

spousal carveouts and surcharges creativebenefitsllc employer adopting spousal carve out or surcharge language in a plan for example the wisconsin supreme court ruled that a spousal carve out provision spousal healthcare coverage through carve outs shrm cash offers in lieu of spousal coverage average $1 481 and an average of 18 percent of employees with eligible spouses opt for these payments employers that are interested in moving ahead with a full carve out should carefully frame this move “explain the economic impact ” suggested winkler employee benefits broker – spousal carve outs and working spouse provisions restrict spousal carve outs and surcharges working spouse implementing a spousal carve out may help limit an


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